Terms of Service

Last updated: September 2026

By purchasing from Budget With Purpose, you agree to these terms.

The service

We provide a personalized budgeting document delivered by email after purchase. The plan is generated using the information you provide and is intended as general guidance only. It is not financial, investment, tax, or debt advice, and it is not a substitute for a qualified professional who knows your circumstances.

Payment

All payments are processed securely by Stripe. The purchase price is CA$20 (one-time). No subscription or recurring charges apply.

Delivery

Your plan is delivered to the email address you provide at checkout, typically within minutes. We are not responsible for emails lost due to incorrect email addresses or spam filters.

Not financial advice

Your plan describes budgeting structure and general Canadian tax and account concepts. It does not recommend financial products, investments, lenders, or debt consolidation. Rates, thresholds, contribution limits and benefit amounts change annually and vary by province. If your situation involves debt you cannot service, speak to a non-profit credit counselling agency or a licensed insolvency trustee.

Refunds

We offer a 30-day money-back guarantee. See our Refund Policy for details.

Limitation of liability

Budget With Purpose is not liable for any outcomes related to decisions you make about your possessions. The plan is a guide, not a guarantee.

Contact

Questions? Email budget@canadawithpurpose.ca

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